Modern finance, advised honestly.
Leo Fintech Advisors is an independent consulting firm guiding ambitious US businesses through payments, compliance and digital finance — with no platform commissions, no hidden agenda, and a stubborn preference for plain English.
Six practice areas. One independent perspective.
Payments Strategy
Card, ACH, RTP and wallet rails — selecting and integrating the right mix for your customers and unit economics.
Risk & Compliance
BSA/AML, KYC and PCI DSS readiness. We translate regulator language into actionable engineering work.
Vendor Selection
Independent due diligence on processors, BaaS partners and orchestration layers — without affiliate bias.
Operational Finance
Reconciliation, dispute management and treasury workflows that scale past the spreadsheet stage.
Digital Transformation
From paper-bound back office to cloud-native finance: roadmaps you can actually staff and ship.
Fractional Advisory
Senior fintech leadership on a monthly retainer — board prep, vendor calls and steering committees included.
Smaller engagements. Sharper outcomes.
We deliberately stay small. Every engagement is led by a senior advisor — not handed off to a junior team — and scoped to a measurable business outcome you can defend in a board meeting.
- ✓Fixed fee, fixed scopeWe quote in advance. No clock-watching.
- ✓Implementation, not just slidesOur deliverables ship. We sit with your team until they do.
- ✓Vendor independentWe earn no referral fees. Ever. It's in our engagement letter.
Numbers that tell you what to do next.
We pair every advisory engagement with practical reporting — auth-rate dashboards, chargeback cohorting, vendor scorecards. The point isn't pretty charts. It's a shorter list of better decisions.
"They removed six months of guesswork in a single quarter."
"We replaced two processors and re-papered our card program in one engagement. Calm, methodical, on time."
"Their compliance memo was the first regulator-ready document I didn't have to rewrite. Worth the fee twice over."
"Honest advice when honest advice cost them money. That's rare. We've kept them on retainer for three years."
Ready to compare notes with someone who's seen this movie before?
Most discovery calls run thirty minutes. We'll listen, ask better questions than you expect, and tell you honestly whether we're the right fit.