/* Leo Fintech Advisors — main stylesheet */
:root{
  --navy:#0b1d3a;
  --navy-2:#102a52;
  --navy-3:#0a1730;
  --gold:#c8a64b;
  --gold-2:#e6c878;
  --ink:#101828;
  --muted:#5b6677;
  --line:#e6e9ef;
  --bg:#fbfaf7;
  --white:#ffffff;
  --radius:14px;
  --shadow:0 10px 30px -10px rgba(11,29,58,.18);
  --shadow-lg:0 30px 60px -20px rgba(11,29,58,.28);
  --max:1180px;
  --font-serif:"Playfair Display", Georgia, "Times New Roman", serif;
  --font-sans:"Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:var(--font-sans);
  color:var(--ink);
  background:var(--bg);
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;height:auto}
a{color:var(--navy);text-decoration:none;transition:color .2s ease}
a:hover{color:var(--gold)}
h1,h2,h3,h4{font-family:var(--font-serif);color:var(--navy);line-height:1.18;margin:0 0 .5em;font-weight:600;letter-spacing:-.01em}
h1{font-size:clamp(2.2rem,4.6vw,3.6rem)}
h2{font-size:clamp(1.6rem,3vw,2.4rem)}
h3{font-size:1.25rem}
p{margin:0 0 1em}
.container{max-width:var(--max);margin:0 auto;padding:0 24px}
.eyebrow{display:inline-block;font-size:.78rem;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:14px}
.muted{color:var(--muted)}

/* ---------- Header ---------- */
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.85);
  backdrop-filter:saturate(180%) blur(14px);
  -webkit-backdrop-filter:saturate(180%) blur(14px);
  border-bottom:1px solid var(--line);
}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:20px}
.brand{display:flex;align-items:center;gap:12px;font-family:var(--font-serif);font-size:1.15rem;color:var(--navy);font-weight:700}
.brand img{width:38px;height:38px}
.brand span small{display:block;font-family:var(--font-sans);font-size:.65rem;letter-spacing:.22em;color:var(--gold);text-transform:uppercase;font-weight:600;margin-top:-3px}
.nav-links{display:flex;gap:28px;align-items:center;list-style:none;margin:0;padding:0}
.nav-links a{font-size:.95rem;color:var(--ink);font-weight:500;position:relative}
.nav-links a::after{content:"";position:absolute;left:0;bottom:-6px;height:2px;width:0;background:var(--gold);transition:width .25s ease}
.nav-links a:hover::after,.nav-links a.active::after{width:100%}
.nav-cta{background:var(--navy);color:#fff!important;padding:10px 18px;border-radius:999px;font-weight:600;font-size:.9rem;transition:transform .2s ease,background .2s}
.nav-cta:hover{background:var(--navy-2);transform:translateY(-1px);color:#fff!important}
.menu-toggle{display:none;background:none;border:0;cursor:pointer;padding:8px}
.menu-toggle span{display:block;width:22px;height:2px;background:var(--navy);margin:5px 0;transition:.3s}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:10px;padding:14px 26px;border-radius:999px;font-weight:600;font-size:.95rem;border:0;cursor:pointer;transition:transform .2s ease,box-shadow .2s ease,background .2s}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-2);transform:translateY(-2px);box-shadow:var(--shadow);color:#fff}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:var(--gold-2);transform:translateY(-2px);box-shadow:var(--shadow);color:var(--navy)}
.btn-ghost{background:transparent;color:var(--navy);border:1.5px solid var(--navy)}
.btn-ghost:hover{background:var(--navy);color:#fff}

/* ---------- Hero ---------- */
.hero{
  position:relative;overflow:hidden;
  background:linear-gradient(135deg,#0b1d3a 0%,#13315c 60%,#0b1d3a 100%);
  color:#fff;
  padding:90px 0 110px;
}
.hero::before{
  content:"";position:absolute;inset:0;
  background-image:radial-gradient(circle at 20% 30%,rgba(200,166,75,.18),transparent 40%),radial-gradient(circle at 80% 70%,rgba(255,255,255,.05),transparent 50%);
  pointer-events:none;
}
.hero .container{position:relative;display:grid;grid-template-columns:1.15fr 1fr;gap:60px;align-items:center}
.hero h1{color:#fff;margin-bottom:18px}
.hero h1 em{font-style:normal;color:var(--gold-2);background:linear-gradient(90deg,var(--gold-2),#fff);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.hero p{font-size:1.1rem;color:rgba(255,255,255,.85);max-width:520px;margin-bottom:30px}
.hero .eyebrow{color:var(--gold-2)}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.hero-image{position:relative}
.hero-image img{border-radius:18px;box-shadow:var(--shadow-lg);transform:translateY(0);transition:transform .6s ease}
.hero-image::after{
  content:"";position:absolute;inset:auto -20px -20px auto;
  width:140px;height:140px;border:2px solid var(--gold);border-radius:18px;z-index:-1;
}
.hero-stats{display:flex;gap:36px;margin-top:50px;flex-wrap:wrap}
.hero-stat strong{display:block;font-family:var(--font-serif);font-size:2rem;color:var(--gold-2)}
.hero-stat span{font-size:.85rem;color:rgba(255,255,255,.7);letter-spacing:.05em}

/* ---------- Sections ---------- */
section{padding:90px 0}
section.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section-head{text-align:center;max-width:720px;margin:0 auto 50px}
.section-head p{color:var(--muted);font-size:1.05rem}

/* ---------- Logos strip ---------- */
.logos{padding:40px 0;background:#fff;border-bottom:1px solid var(--line)}
.logos-row{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:30px;opacity:.65}
.logos-row span{font-family:var(--font-serif);font-size:1.1rem;color:var(--navy);letter-spacing:.05em}
.logos-label{display:block;text-align:center;font-size:.75rem;letter-spacing:.22em;text-transform:uppercase;color:var(--muted);margin-bottom:20px}

/* ---------- Cards ---------- */
.grid{display:grid;gap:28px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.card{
  background:#fff;border-radius:var(--radius);padding:32px;border:1px solid var(--line);
  transition:transform .3s ease,box-shadow .3s ease,border-color .3s;
  position:relative;overflow:hidden;
}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.card .icon{
  width:54px;height:54px;border-radius:14px;
  display:flex;align-items:center;justify-content:center;
  background:linear-gradient(135deg,var(--navy),var(--navy-2));
  color:var(--gold-2);font-size:1.5rem;margin-bottom:20px;
}
.card h3{margin-bottom:10px}
.card p{color:var(--muted);font-size:.96rem;margin-bottom:0}
.card-link{display:inline-block;margin-top:16px;font-size:.9rem;font-weight:600;color:var(--navy);border-bottom:1px solid var(--gold);padding-bottom:2px}

/* Service feature image cards */
.feature{
  display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;
}
.feature.reverse{grid-template-columns:1fr 1fr;direction:rtl}
.feature.reverse > *{direction:ltr}
.feature img{border-radius:var(--radius);box-shadow:var(--shadow)}
.feature ul{padding-left:0;list-style:none;margin:20px 0}
.feature ul li{padding-left:28px;position:relative;margin-bottom:10px;color:var(--muted)}
.feature ul li::before{content:"✓";position:absolute;left:0;top:0;color:var(--gold);font-weight:700}

/* ---------- Process steps ---------- */
.steps{counter-reset:step}
.step{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:32px;position:relative;
}
.step::before{
  counter-increment:step;content:"0" counter(step);
  position:absolute;top:18px;right:24px;font-family:var(--font-serif);
  color:var(--gold);font-size:1.6rem;opacity:.5;
}
.step h3{font-size:1.1rem;margin-bottom:8px}
.step p{color:var(--muted);font-size:.93rem;margin:0}

/* ---------- Testimonials ---------- */
.testi{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px}
.testi p{font-family:var(--font-serif);font-size:1.15rem;line-height:1.6;color:var(--navy);margin-bottom:20px}
.testi .who{display:flex;align-items:center;gap:14px}
.testi .who img{width:48px;height:48px;border-radius:50%;object-fit:cover}
.testi .who strong{display:block;color:var(--navy);font-size:.95rem}
.testi .who span{font-size:.82rem;color:var(--muted)}

/* ---------- Team ---------- */
.team-card{text-align:center}
.team-card img{width:100%;aspect-ratio:1/1;object-fit:cover;border-radius:var(--radius);margin-bottom:14px;transition:transform .4s ease;filter:grayscale(20%)}
.team-card:hover img{transform:scale(1.03);filter:grayscale(0%)}
.team-card h3{margin-bottom:2px;font-size:1.1rem}
.team-card span{color:var(--gold);font-size:.85rem;letter-spacing:.05em;text-transform:uppercase;font-weight:600}

/* ---------- CTA ---------- */
.cta-band{background:linear-gradient(135deg,var(--navy),#13315c);color:#fff;text-align:center;padding:80px 0;border-radius:var(--radius);margin:0 auto;position:relative;overflow:hidden}
.cta-band h2{color:#fff;margin-bottom:14px}
.cta-band p{color:rgba(255,255,255,.85);max-width:560px;margin:0 auto 26px}

/* ---------- Forms ---------- */
.form{display:grid;gap:18px;background:#fff;padding:36px;border-radius:var(--radius);border:1px solid var(--line)}
.form label{display:block;font-size:.85rem;font-weight:600;color:var(--navy);margin-bottom:6px;letter-spacing:.03em}
.form input,.form select,.form textarea{
  width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:10px;
  font-family:inherit;font-size:.95rem;color:var(--ink);background:#fff;transition:border .2s,box-shadow .2s
}
.form input:focus,.form select:focus,.form textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 4px rgba(11,29,58,.08)}
.form textarea{min-height:140px;resize:vertical}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:18px}

/* ---------- Insights / Articles ---------- */
.article-card{background:#fff;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);transition:transform .3s,box-shadow .3s;display:flex;flex-direction:column}
.article-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.article-card img{width:100%;aspect-ratio:16/10;object-fit:cover}
.article-card .body{padding:24px;flex:1;display:flex;flex-direction:column}
.article-card .tag{font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:10px}
.article-card h3{font-size:1.15rem;margin-bottom:10px}
.article-card p{color:var(--muted);font-size:.92rem;flex:1}
.article-card .meta{font-size:.8rem;color:var(--muted);margin-top:14px}

/* ---------- Footer ---------- */
footer{background:var(--navy-3);color:rgba(255,255,255,.75);padding:70px 0 30px;margin-top:60px}
footer .grid-foot{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;margin-bottom:50px}
footer h4{color:#fff;font-family:var(--font-sans);font-size:.85rem;letter-spacing:.18em;text-transform:uppercase;margin-bottom:18px;font-weight:600}
footer a{color:rgba(255,255,255,.7);font-size:.92rem;display:block;margin-bottom:8px}
footer a:hover{color:var(--gold-2)}
footer .brand{color:#fff}
footer .brand span small{color:var(--gold-2)}
footer p{font-size:.9rem;color:rgba(255,255,255,.6)}
.foot-bot{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:14px;font-size:.82rem;color:rgba(255,255,255,.5)}
.foot-bot a{display:inline;margin-left:14px}

/* ---------- Cookie banner ---------- */
#cookie-banner{
  position:fixed;left:20px;right:20px;bottom:20px;z-index:100;
  background:var(--navy-3);color:#fff;padding:22px 26px;border-radius:14px;
  box-shadow:var(--shadow-lg);display:none;
  grid-template-columns:1fr auto;gap:24px;align-items:center;
  max-width:980px;margin:0 auto;
  border:1px solid rgba(255,255,255,.1);
  animation:slideUp .4s ease;
}
#cookie-banner.show{display:grid}
#cookie-banner p{margin:0;font-size:.9rem;color:rgba(255,255,255,.85)}
#cookie-banner a{color:var(--gold-2);text-decoration:underline}
#cookie-banner .ck-buttons{display:flex;gap:10px;flex-shrink:0}
#cookie-banner button{padding:10px 20px;border:0;border-radius:999px;font-weight:600;cursor:pointer;font-size:.85rem;transition:transform .2s}
#cookie-banner button:hover{transform:translateY(-1px)}
.ck-accept{background:var(--gold);color:var(--navy)}
.ck-decline{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.3)!important}

@keyframes slideUp{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}

/* ---------- Reveal animations ---------- */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .8s ease,transform .8s ease}
.reveal.in{opacity:1;transform:translateY(0)}
.reveal.delay-1{transition-delay:.1s}
.reveal.delay-2{transition-delay:.2s}
.reveal.delay-3{transition-delay:.3s}

/* ---------- Page header (inner pages) ---------- */
.page-head{
  background:linear-gradient(135deg,#0b1d3a 0%,#13315c 100%);color:#fff;padding:80px 0 70px;text-align:center;position:relative;overflow:hidden;
}
.page-head::before{content:"";position:absolute;inset:0;background-image:radial-gradient(circle at 30% 20%,rgba(200,166,75,.18),transparent 40%);pointer-events:none}
.page-head h1{color:#fff;margin-bottom:14px;position:relative}
.page-head p{color:rgba(255,255,255,.8);max-width:640px;margin:0 auto;position:relative;font-size:1.1rem}
.crumbs{display:flex;justify-content:center;gap:10px;font-size:.85rem;color:rgba(255,255,255,.6);margin-top:18px;position:relative}
.crumbs a{color:rgba(255,255,255,.8)}

/* ---------- Legal pages ---------- */
.legal-body{max-width:840px;margin:0 auto;background:#fff;padding:60px;border-radius:var(--radius);border:1px solid var(--line);box-shadow:var(--shadow)}
.legal-body h2{margin-top:36px;font-size:1.4rem}
.legal-body h3{margin-top:24px;font-size:1.1rem;color:var(--navy)}
.legal-body p,.legal-body li{color:#3a4453;font-size:.97rem}
.legal-body ul{padding-left:22px}
.legal-body .updated{color:var(--muted);font-size:.85rem;margin-bottom:30px;font-style:italic}

/* ---------- Contact ---------- */
.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:50px;align-items:start}
.contact-info{background:linear-gradient(135deg,var(--navy),#13315c);color:#fff;padding:40px;border-radius:var(--radius)}
.contact-info h3{color:#fff;font-family:var(--font-serif);margin-bottom:20px}
.contact-info .row{display:flex;gap:14px;margin-bottom:22px;align-items:flex-start}
.contact-info .row .icon{width:42px;height:42px;border-radius:10px;background:rgba(255,255,255,.1);display:flex;align-items:center;justify-content:center;color:var(--gold-2);flex-shrink:0;font-size:1.1rem}
.contact-info strong{display:block;color:#fff;font-size:.95rem;margin-bottom:2px}
.contact-info span{color:rgba(255,255,255,.75);font-size:.9rem;line-height:1.5}
.contact-info a{color:rgba(255,255,255,.85)}
.contact-info a:hover{color:var(--gold-2)}

.map-wrap{margin-top:60px;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);box-shadow:var(--shadow)}
.map-wrap iframe{width:100%;display:block;border:0}

/* ---------- Toast ---------- */
.toast{position:fixed;bottom:30px;right:30px;background:var(--navy);color:#fff;padding:14px 22px;border-radius:10px;box-shadow:var(--shadow-lg);opacity:0;transform:translateY(20px);transition:.3s;z-index:200}
.toast.show{opacity:1;transform:translateY(0)}

/* ---------- Responsive ---------- */
@media (max-width: 960px){
  .hero{padding:60px 0 80px}
  .hero .container{grid-template-columns:1fr;gap:40px}
  .hero-image{order:-1}
  .grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}
  footer .grid-foot{grid-template-columns:1fr 1fr;gap:30px}
  .feature,.feature.reverse{grid-template-columns:1fr;direction:ltr;gap:30px}
  .contact-grid{grid-template-columns:1fr}
  .legal-body{padding:35px 24px}
}
@media (max-width: 640px){
  .nav-links{
    position:absolute;top:100%;left:0;right:0;background:#fff;
    flex-direction:column;padding:24px;gap:18px;border-bottom:1px solid var(--line);
    display:none;
  }
  .nav-links.open{display:flex}
  .menu-toggle{display:block}
  .grid-3,.grid-4,.grid-2{grid-template-columns:1fr}
  footer .grid-foot{grid-template-columns:1fr}
  .form .row{grid-template-columns:1fr}
  section{padding:60px 0}
  #cookie-banner{grid-template-columns:1fr;text-align:center}
}